Qualifying Life Events
If you experience a change in your situation – such as getting married, having a baby, or losing health coverage – this may be considered a qualifying life event, giving you the opportunity to enroll in or update your existing benefits.
This list of qualifying life events details the following for each situation:
- An explanation of the life event.
- Which Team Members are eligible to make changes.
- The amount of time you have to make changes (i.e. the special enrollment period).
- What coverage you can elect or change.
Are you new to Bloomin’ Brands? Visit our information page for New Hires.
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Adding a Dependent Resulting from Birth, Adoption or Guardianship
- Birth of a child: when a Team Member is the biological mother or father of a child (60-day special enrollment period)
- New dependent (not a birth): if a Team Member has adopted a child or has been identified as a legal guardian (31-day special enrollment period)
Who is eligible to make this change: All benefits-eligible Team Members
Coverage you can elect or change: Medical, Dental, Vision, and/or HSA
If you have a baby and/or adopt a child and notify BBI of the change within 31 days (60 days for the birth of a child), your child’s coverage will take effect on the birth and/or adoption date.
Removing a Dependent
- When a dependent obtains coverage elsewhere (31-day special enrollment period)
- When a child reaches 26 years of age and is no longer eligible under their parent or guardian’s plan (31-day special enrollment period)
- When a child is no longer a dependent of the Team Member (31-day special enrollment period)
Who is eligible to make this change: All Team Members enrolled in benefits
Coverage you can elect or change: Medical, Dental, Vision, and/or HSA
Change in Marital Status
- When a Team Member wants to add or remove a spouse due to a marriage, divorce, legal separation, or annulment (31-day special enrollment period)
Who is eligible to make this change: All benefits-eligible and Team Members
Coverage you can elect or change: Medical, Dental, Vision, and/or HSA
Change in Non-Bloomin' Spousal Coverage
- If you or your spouse has lost or gained coverage outside of Bloomin’ Brands benefits coverage (31-day special enrollment period)
Who is eligible to make this change: All benefits-eligible Team Members
Coverage you can elect or change: Medical, Dental, Vision, and/or HSA
Change in HSA Contribution
- If a Team Member wishes to change their payroll contribution toward their Health Savings Account (HSA), not their health coverage
Who is eligible to make this change: All Team Members who have a Health Savings Account (HSA)
Coverage you can elect or change: HSA
This does not apply to or initiate a change in coverage already elected.
Change in Beneficiary
- If a Team Member wishes to change their beneficiary for their Group Term Life/AD&D
Who is eligible to make this change: All enrolled Team Members
Coverage you can elect or change: Beneficiary Designation(s) for Group Term Life and AD&D
This does not apply to or initiate a change in coverage already elected.
Job Change with Bloomin' Brands
- When a Team Member has been promoted from an hourly to a salaried position, becoming eligible for additional benefits (45-day special enrollment period)
Who is eligible to make this change: Hourly Team Members promoted to a salaried position (i.e. Salaried, MIT, Sous Chefs, PDD, GEDM, or Flex Manager)
Coverage you can elect or change: Medical, Dental, Vision, Medical FSA, Dependent Care FSA, HSA, Employee and Spousal Supplemental Life, Employee and Spousal Supplemental AD&D, Child Life Insurance, Short-Term Disability Buy-Up Insurance, and/or Long-Term Disability Buy-Up Insurance
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Adding a Dependent Resulting from Birth, Adoption or Guardianship
- Birth of a child: when a Team Member is the biological mother or father of a child (60-day special enrollment period)
- New dependent (not a birth): if a Team Member has adopted a child or has been identified as a legal guardian (31-day special enrollment period)
Who is eligible to make this change: All benefits-eligible Team Members
Coverage you can elect or change: Medical, Dental, Vision, Medical FSA, Dependent Care FSA, HSA, and/or Child Life Insurance
If you have a baby and/or adopt a child and notify BBI of the change within 31 days (60 days for the birth of a child), your child’s coverage will take effect on the birth and/or adoption date.
Removing a Dependent
- When a dependent obtains coverage elsewhere (31-day special enrollment period)
- When a child reaches 26 years of age and is no longer eligible under their parent or guardian’s plan (31-day special enrollment period)
- When a child is no longer a dependent of the Team Member (31-day special enrollment period)
Who is eligible to make this change: All Team Members enrolled in benefits
Coverage you can elect or change: Medical, Dental, Vision, Medical FSA, Dependent Care FSA, HSA, and/or Child Life Insurance
Change in Marital Status
- When a Team Member wants to add or remove a spouse due to a marriage, divorce, legal separation, or annulment (31-day special enrollment period)
Who is eligible to make this change: All benefits-eligible and Team Members
Coverage you can elect or change: Medical, Dental, Vision, Medical FSA, Dependent Care FSA, HSA, Dependent Life Insurance, and/or Spouse AD&D
Change in Non-Bloomin' Spousal Coverage
- If you or your spouse has lost or gained coverage outside of Bloomin’ Brands benefits coverage (31-day special enrollment period)
Who is eligible to make this change: All benefits-eligible Team Members
Coverage you can elect or change: Medical, Dental, Vision, Medical FSA, Dependent Care FSA, and/or HSA
Change in HSA Contribution
- If a Team Member wishes to change their payroll contribution toward their Health Savings Account (HSA), not their health coverage
Who is eligible to make this change: All Team Members who have a Health Savings Account (HSA)
Coverage you can elect or change: HSA
This does not apply to or initiate a change in coverage already elected.
Change in Beneficiary
- If a Team Member wishes to change their beneficiary for their Group Term Life/AD&D, Supplemental AD&D, or Supplemental Life
Who is eligible to make this change: All enrolled Team Members
Coverage you can elect or change: Beneficiary Designation(s) for Group Term Life and AD&D, Supplemental Life Insurance, and/or Supplemental AD&D
This does not apply to or initiate a change in coverage already elected.
Job Change with Bloomin' Brands
- When a Team Member has been promoted from an hourly to a salaried position, becoming eligible for additional benefits (45-day special enrollment period)
Who is eligible to make this change: Hourly Team Members promoted to a salaried position (i.e. Salaried, MIT, Sous Chefs, PDD, GEDM, or Flex Manager)
Coverage you can elect or change: Medical, Dental, Vision, Medical FSA, Dependent Care FSA, HSA, Employee and Spousal Supplemental Life, Employee and Spousal Supplemental AD&D, Child Life Insurance, Short-Term Disability Buy-Up Insurance, and/or Long-Term Disability Buy-Up Insurance
